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How to Master Your Health After 50

According to the Employee Benefit Research Institute’s Retirement Confidence Survey for 2017, nearly 45 percent of Americans are worried about covering their medical expenses once retired. Improving and maintaining your health, both physically and mentally, can help prevent and decrease medical costs before they happen. Compass Retirement Solutions recognizes the stress that comes with the uncertainties of health during retirement and has compiled a list of helpful habits to keep you at your best.

Health in Retirement

 

1. Walk, Walk, Walk

Walking has countless advantages for health and wellness. Some benefits of walking include:

  • Lower blood sugar – Researchers at George Washington University School of Public Health studied inactive men and women over 60 and found that walking after dinner for fifteen minutes, helped control blood sugar spikes after meals.
  • Decreases in high blood pressure, cholesterol, and diabetes – A study conducted at Lawrence Berkeley National Laboratory, Life Science Division in Berkley, California found that walking briskly can lower all three health factors.
  • Improvements for heart health and circulation – Circulation is important in ensuring that your body and organs are receiving the appropriate nutrients. Walking increases your heart rate, boosting circulation and making your heart pump faster.
  • Positive impacts on your mental state – A study from Stanford has found evidence that walking outside in nature could lead to a lower risk of depression, better memory and more positive thoughts.

CREDIT: STANFORD/YOUTUBE

2. Eat a Healthy Diet

No matter what stage of life, eating healthy is something that all doctors, scholars, fitness professionals and researchers recommend. Try to focus on eating vegetables, fruits and grains high in antioxidants because they help prevent the destruction of cells that contribute to aging. The American Heart Association (AHA) recommends eating fish like, lake trout, herring, tuna and salmon because they are rich in omega-3 fatty acids. Omega-3s are proven to decrease arrhythmia and growth of plaque. They also reduce the risk of memory loss, Alzheimer’s, and dementia. Of course, staying away from junk food, smoking, and excessive alcohol consumption also has immense health benefits.

3. Keep Your Brain and Memory Strong

Staying active, being creative, and giving your brain the rest that it needs will have massive benefits for your mental health. Naps aren’t just for kids; in a German study, evidence showed a 45 to 90-minute nap each day helps remember more information. Something else that isn’t reserved for kids? Classes! Joining a creative class in something you have always had a passion for or even just spending time at home playing music, drawing, reading, writing, and everything in between will help keep your mind sharp.

4. Stay Up to Date on Your Current State

Go to the doctor for regular checkups. Take the time to receive the proper screenings, immunizations, and tests to prevent more complex issues from occurring. Medical appointments with your hearing, vision, medical and dental professional is strongly encouraged.

If you would like to book an appointment to speak with Marvin Mitchell, CEO of Compass Retirement Solutions, please call 314-373-1598 or email admin@compassretirementsolutions.com.

3 Tips to “Spring” Into Retirement with Confidence

With so much uncertainty in the market and changes to retirement rules and regulations, many pre-and current retirees are feeling fearful, apprehensive and even unprepared for the future. This uncertainty should be met with unwavering confidence in your plans and decisions to experience your best years to the fullest potential. Compass Retirement Solutions has developed three tips to help you become more confident before and through retirement.

Man Walking on Beach

Define Goals to Focus on During Retirement

Having goals in place during retirement is a great way to stay focused and confident. Do you want to relax at home? Would you like to travel? How about volunteer at a local library or school? Regardless of what your goals are, focusing on hobbies that you are passionate about and understanding how you would like to spend your free time, will allow you to define a preliminary budget and realize items that are wants compared to needs.

Author of You Can Retire Earlier Than You Think and Chief Investment Strategist for Capital Investment Advisors, Wes Moss, conducted research and discovered that retirees that define goals, or “core pursuits,” are more happy and fulfilled than those that don’t.

Decrease Your Debt

Living without debt will give you the freedom to use the funds you have much more efficiently. Debt is a looming shadow that causes stress, worry, and frustration. As of March 2016, research by Robert Harrow reported on Value Penguin, found that average credit card debt is $6,351 for Americans 65 and over. Cost of living, the Great Recession in 2007, and acting as co-signees for children and grandchildren are only a few of the reasons that debt is higher than it has ever been for retirees.

Take time to decrease your debt and stretch your funds in retirement as much as possible so that you can live your best life.

Stay Educated on Retirement

Regardless of where you are in the retirement journey, learning will increase your confidence substantially. Whether you are speaking to an advisor, reading articles and books, or keeping up with the changes surrounding the market and regulations, understanding the opportunities and risks associated with retirement planning will pay off – literally! Learning about maximizing your social security, market performance, or forecasted events will help you feel confident in discussing your retirement and comprehending situations that may occur and require deeper knowledge and understanding of the industry.

Confidence is key in so many facets of life and plays just as important of a role after we leave the workforce. Following even one of the three tips will help you navigate through the retirement journey with the confidence you need.

If you would like to book an appointment to speak with Marvin Mitchell, CEO of Compass Retirement Solutions, please call 314-373-1598 or email admin@compassretirementsolutions.com.